Web Desk — Inflation is a global phenomenon. According to the Bureau of Statistics, the annual
inflation rate in Pakistan eased to 12.2% in February of 2022 from 13% in the previous month,
pointing to the lowest level since November 2021. For a common man, under present circumstances,
it has become an uphill task to make both ends meet while depending solely on the legitimate means
of earning.
What is the solution?
There are two means that one can face the menace of inflation with comparatively less headache –
either increase your earnings or increase savings.Economically speaking, inflation devalues our
savings if kept in pocket and not invested. Hence, saving money has never been so imortant as it is
now.
How Can We Save Money?
If we talk about Pakistan, there are several ways of saving money such as investment in bonds,
National Savings Scheme, gold or other asset classes. The returns from investing in the Pakistan
Stock Exchange (PSX) outweigh those from other asset classes.
As of June 30, 2021, historical returns from the KSE-100 index for the 10-year period from 2011 to
2021 are 14.55% (on compounded annualised basis), which is relatively higher than the returns from
other asset classes for the same period, according to a story published in The Express Tribune.
Inflation in Pakistan is expected to increase further in the later part of 2022 with inflation at 7.28% in
FY21 and Consumer Price Index (CPI) up at 13% YoY in January 2022. So, in order to beat inflation
and make both ends meet it is inevitable to have an additional source of income.
In such a scenario, where a middle-class family can hardly earn its bread and butter, the stock
market can be of great help as far as a second source of income is concerned.
How To Invest In Stock Market?
First, open an account in order to invest in the money market. The Sahulat Account is the easiest way
to open an account for investment in the stock market. All licensed securities brokers are offering the
Sahulat Account facility. This facility was initially introduced in 2016 to facilitate small-to-medium
range individual investors who can invest up to Rs800,000 in their investment account.
Pakistan Stock Exchange has introduced the Sahulat Account facility to facilitate new customers who
fall in the low-risk category. This account keeps the interest of retail investor at the forefront while
making the account holder’s entry in the market a simple process.
What is e-Sahulat Account?
E-Sahulat is an E-Commerce Platform launched by NADRA in 2008. E-Sahulat is a low cost e-Services collection and disbursement platform designed to provide secure payment and collection facility to the citizens of Pakistan.