NewsMakers-Daily Latest Urdu Breaking News Updates We Make Better News
Web Desk — HBL offers a wide range of Investment services catered to meet interested citizens’ long-term financial goals.
For common people, it is critical to understand the difference between savings and investments. Generally people assume that savings and investments are the same, but they need to correct themselves.
Saving primarily involves securing money while preserving its nominal value; however the opportunity to grow is limited.
Investments, on the other hand, enable you to grow your savings over a certain time period with some level of associated risk. While savings might enable you to set aside funds for an emergency or for an immediate short-term goal, investments will enable you to achieve your long-term goals such as pay for your child’s education or for your retirement.
At HBL investment analysts analyze investors’ particular life stage, goals, and resources before developing investment solutions.
HBL BUSINESS PHILOSOPHY
HBL aim is to improve the quality of product offerings in the retail investment field, thus enabling customers to optimize their returns by aligning them with their risk profiles.
HBL investment analysts are composed of a team of highly trained professionals, who undergo extensive training programs. They are capable of assessing your needs so they can suggest the most appropriate products that will best suit customer needs.
HBL Investment Services provide comprehensive solutions, including innovative Capital Protected Structures, Mutual Funds, Government Securities and Islamic investment options.
OFFERING INVESTMENT SOLUTIONS TAILORED TO MEET CUSTOMERS GOALS
Understanding Customer Requirements: HBL investment advisors will have a one-on-one consultation with clients to gather information pertaining to their risk appetite, which goal you are saving for, and your return expectation. (You will need to fill out a risk profile questionnaire based on international standards).
Strategy Selection: Based on feedback, an advisor will suggest an investment strategy, enabling client to choose from a wide range of investment solutions which best meet your needs.
Sales Closure: Once client decides on an investment solution, and all required documentation is complete, he will receive a call from an independent unit at the bank’s head office. A representative will ensure that the clients were properly advised and they understand all associated liabilities and risks associated with their investment.
